This card was really easy to create with the Lovely as a Tree stamp set from Stampin Up I love this set you can do so much with it. I brayered the pink on to white glossy card stock first then I used encore gold refill and finished by dabbing all over with rubbing alcohol which created the veined effect. I then layered it on to pink and black card stock and stamped the Christmas message with a stamp set from Stampin Up.